North vs South

[Raven]

Recently during a visit to North Carolina, I noticed the incredible difference in prices for manufacturered homes. I am looking to purchase a home to place in Northern Maryland. I visited a dealer in NC and he advised me that I could buy a home but more than likely I could not place it in Maryland because of Wind Zones and Thermal Zones. I am looking at a savings of up to 25000.00 if I have a home transported from North Carolina to Maryland. My sister and her husband bought a manufactured home in Virginia and had it moved to New Jersey over 20 years ago and didn't run into these issues. I contacted the county inspecter and all I got from him is that the home must be able to withstand up to 90 mile an hour winds and meet some international codes for 2003... I asked for something in writing and was told there is nothing in writing.. Could someone please advise me on how to handle this.

[Jennifer]

Your lender will be able to tell you the specifics on wind loads and thermal minimums. The lender will more than likely have a foundation engineer determine the type of tie downs you will need (if it is a post and pier type foundation) to withstand the wind loads in your area. Your first step is to get approved then go after the home you want. We do lend on these types of loan so you can call me to get started if you like. 509-276-9015. Good Luck.

[rmurray]

Wind zone and thermo zone have nothing much to do with your local building inspector...HUD requires certain specs..the 90 mile per hours wind requirement you mention is wind zone 1....you probably need thermo zone 2...but you can tell just by looking at the data plate mounted in every home...It will disclose the thermo zone..and have a map where the zones are required...

As far a price differences are concerned...most often there will be substantial differences in the basic construction of the homes...In the SE manufactured homes are very popular and there are all sorts of factories building all sorts of quality ranges...In your area manufactured homes are less common and only a few manufactures are available...mostly higher quality..Lower priced..lower quality homes require large markets to be able to offer the high building volume savings...Most often prices include delivery and local codes may well have completely different set of rules...local dealers will be more familiar than those from out of state....Also..remember that manufacturers have a hard time servicing homes outside of their normal market area..so warranty problems can be hard to get completed..

All that said..there is no reason you cannot buy from anywhere and have it moved to your location..that is the wonder of the HUD code home...all it has to do is meet your zone requirements and the local inspector can only look at the set up to be sure it meets local code and manufacturers recommendations..

[NC LANDHOME SERVICES LLC]

I might can sell you an off frame modular for the price of little more than a doublewide and have it delivered herein nc and let you get it delivered to maryland.
I don't believe in sales centers because of the extreme overhead costs.Modulars are not nearly restricted and I can have a home built to 175 mph wind zone I believe alot cheaper than you think.You can be your own contractor as long as you know how to operate a phone and can do your homework.If interested contact me at [email protected]