My house has been set up and they were going to start the septic today. However the county inspector will not issue a permit because the land is in a flood zone. The retailer know that the land was in a flood zone and required flood insurance. Has anyone ever heard of this before? The retailer claims it is the first time he has heard of it. Does anyone have any idea of what might happen now?
Thanks
Septic in a Flood Zone
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rmurray
Re: Septic in a Flood Zone
Your retailer was not too smart...a septic permit should be had prior to the delivery of the home in ALL cases.....In most areas of the country..you have to have a septic permit prior to getting a building permit...there probably are special local set up rules for a home in a floor zone as well...
I would suggest that you talk to the health department about alternative sewage treatment systems that might be acceptable...If he will allow none...there is a reason...maybe the area floods often...maybe the floods get very deep (your home will have to be set 1 foot above the 100 year flood level to get the insurance...this usually means having a surveyor placing an elevation mark prior to the set up..)..
If a septic is not allowed...My only suggestion is to talk to an attorney and/or the lender..No lender want a home in a flood prone area...some actually forbid lending in flood zones even with insurance..
I would suggest that you talk to the health department about alternative sewage treatment systems that might be acceptable...If he will allow none...there is a reason...maybe the area floods often...maybe the floods get very deep (your home will have to be set 1 foot above the 100 year flood level to get the insurance...this usually means having a surveyor placing an elevation mark prior to the set up..)..
If a septic is not allowed...My only suggestion is to talk to an attorney and/or the lender..No lender want a home in a flood prone area...some actually forbid lending in flood zones even with insurance..
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Mark
Re: Septic in a Flood Zone
rmurray is right, you are in quite a pickle.
In order, you should have obtained:
1. Zoning permit (to see if mobile homes are even allowed)
2. Enviromental (for septic, etc)
3. Building (for actual construction/placement)
THEN, after those have been obtained, you can start signing paperwork and paying money out.
You need to find out, NOW, who was responsible for obtaining these items. It may have been the retailer, it may have been you. In either case, the home should have never even been ordered/purchased until these 3 items (at a minimum) had been secured.
Somebody is in trouble, and you are in for some major expenses if you have to build an above ground, aniroebic (sp) septic system.
In order, you should have obtained:
1. Zoning permit (to see if mobile homes are even allowed)
2. Enviromental (for septic, etc)
3. Building (for actual construction/placement)
THEN, after those have been obtained, you can start signing paperwork and paying money out.
You need to find out, NOW, who was responsible for obtaining these items. It may have been the retailer, it may have been you. In either case, the home should have never even been ordered/purchased until these 3 items (at a minimum) had been secured.
Somebody is in trouble, and you are in for some major expenses if you have to build an above ground, aniroebic (sp) septic system.
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