FLORIDA foundations for VA loan

[K Davis]

I would appreciate any help that I can get. We are working with a mortgage company to buy a manufactured home and 10 acres of land in North Florida. We are using a VA loan. We have managed to survive all the ins and outs of the process and are now down to the a few forms that have to be filled out and no one really knows how to handle this. PLEASE HELP. We need VA Form 26-1852 (description of materials for foundation). From what I understand, this shows the foundation plan including piers & anchorage details. I FOUND THE FORM ONLINE AND IT IS ALSO LABELED FmHA 424-2, HUD-92005.

CAN ANYONE WHERE I CAN GET THIS INFO? THE INSTALLER, THE MANUFACTURER????

PLEASE HELP IF YOU CAN

[Alan Smith]

Well you need to get the Description of Materials fom the Maker of the home. The dealer should have one on hand, or you can call the Maker and request a banker's pack. I am suprised your LO has not already gotten it for you, goes to show they might not know what their doing. You also will need an Engineers Foundation drawing. This has to done my a licenced PE. You can always use Chewing Inspection Services, they are in Tampa, but cover the whole state. Hope this helps

Alan

[rmurray]

The dealer or the installer should be able to get these items...I have never totally completed a VA mortgage on a manufactured home..All I have ever started had to be converted to FHA (with down payment assistance to keep the cash low)before they were complete...These were all new homes..FHA will not finance a used home that has been moved..

Most of my insurmountable problems were appraisal related...by now your appraisal should be done reviewed and okayed by the underwriter at the mortgage company..The appraiser would have asked for foundation plans and specs..

Sorry to sound negative..but a good dealer should have handled all of this for you..