Brands and Loans

[Dave]

I've been trying to get info on mobile homes and loans but haven't gotten very far. First off, what brands are good and which ones to avoid? When I went to the dealers, of course they all said their's was the best, no suprise. As for credit, it flat out sucks. My Experian has improved to 645, was a lot worse. I have no outstanding debts for almost a year. However, I was unemployed for a year, been working now for about a month. From what I've seen in the threads, I won't qualify for a FHA. Is there any hope? Also, any rough idea what insurance would run on maybe a newer 16x80 in a park? I've also noticed a lot of MBs for sale by owner, but I can't find any financers. I was told of Consecos (sp?) , but they are out of business. I have applyied at various places for loans, including from here, and never got a response. Any suggestions?

[rmurray]

Depends on what you mean about your credit...the score is high enough to qualify...but the score is only the beginning of the process..individual details of your credit still make a difference..

Also...credit decisions can be determined by increasing your downpayment...There is a point where some will finance almost anyone..usually about 40% down..

For used singles..Greentree (used to be Conseco)...Vanderbilt...21st Century...all have refinance programs for their repossessed inventory..With a little (10 to 20%) downpayment credit qualifying is easy..

Try this link for listing in your area from one lender..

http://www.ahfresalecenter.com/mhd4sale/index.asp

[bob]

I recently boughjt a 1977 Parkwood 70X14 mobile home..i an unable to find anything on the net about this home...It is in Pa. Can anyone give me a place that i can find a photo of another one or whree they were made or ANYTHING i can see or read about this home? Thanks Bob

[bob]

i guess i own the only 1977 Parkwood mobile home in existANCE..I WAS TOLD THEY WERE THE cADILLACS OF MOBILE HOMES....2x6 floor joices on 16 inch centers in 1977....also 8 foot ceilings in 1977..and no hallway anywhere....why doesnt anyone know anything about it....there were tone of them sold in Pa. i must have a real collectors item...maybe the only one left in the world!

[Roy Bonney]

Parkwood was a cadillac. The plant location, as well as other pertinent info is on the data plate inside the home.

[bob]

HI: where is this data plate you speak of?
could it be removed as this trailor was completely re-modeled and floors and all replaced...thanks bob

[Roy Bonney]

The data plate could well have been removed, but check in the furnace cavity itself.