Title Coverage question
Title Coverage question
I am interested in buying a Mfg. Home. The seller does not have a Title to give me.
Will Title companies write me a title policy that covers/protects me?
Thanks,
Jon
Will Title companies write me a title policy that covers/protects me?
Thanks,
Jon
Re: Title Coverage question
The seller can apply for a replacement title at any local motor vehicle/tax/tag office.
All he has to do is prove he is the owner.
DO NOT BUY ANYTHING WITHOUT A TITLE.
All he has to do is prove he is the owner.
DO NOT BUY ANYTHING WITHOUT A TITLE.
Re: Title Coverage question
The Seller needs to obtain a duplicate lien certificate from his local Motor Vehicle Department. Usually he only needs to give his address and the vin number on the bill of sale (when he got it)
This is not hard work - just a pain to go there to get it - he might also try the web for his local office - here in Arizona, he can apply over the Web and for $4.00 he can print it out!
If perhaps there is a loan on the Mobil home, that lender will have a the original lien certificate which will be surrendered when the current owner pays off the loan.
This is not hard work - just a pain to go there to get it - he might also try the web for his local office - here in Arizona, he can apply over the Web and for $4.00 he can print it out!
If perhaps there is a loan on the Mobil home, that lender will have a the original lien certificate which will be surrendered when the current owner pays off the loan.
Re: Title Coverage question
i am thinking about buying a mobil home and will need insurance coverage. i found a property and wanted to search the home by vin number. is there smewhere where i can search this home by vin?
-
- Posts: 1
- Joined: Tue Dec 16, 2008 9:55 am
Manufactured vs Regular Hs Insurance
Our manufactured home is currently insured as a REGULAR house (because it is permanently installed) i want to transfer insurance coverage but the new insurance company quoted the house as a manufactured house. Question:
1. Is our current insurance home valid?
2. what are the rules to consider a manufactured house to be a regular house?
1. Is our current insurance home valid?
2. what are the rules to consider a manufactured house to be a regular house?
Re: Manufactured vs Regular Hs Insurance
Since this is a technical LEGAL question, you should be asking your insurance company and/or agent..
-
- Posts: 1459
- Joined: Tue Oct 02, 2007 8:37 am
Re: Title Coverage question
Mr. Murray is right... each state has different laws that apply to manufactured homes on land that is owned by the registered home owner. In Florida you need to have MH insurance regardless of the real-estate classification. Talk to your agent and make sure your covered correctly... it wont matter unless you have a claim and you dont want to discover the wrong answer at that point in time
David Oxhandler
[email protected]
[email protected]
Who is online
Users browsing this forum: No registered users and 3 guests