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Home Owners Insurance types

Posted: Tue Oct 05, 2004 5:02 pm
by Jim
A Home Owners - 3 policy is usually (on stick-built) automatically replacement cost coverage. Does anyone write HO3 on manufactured housing? (They didn't to my knowledge when I was an agent in 1986.)

Re: Home Owners Insurance types

Posted: Wed Oct 06, 2004 6:57 am
by rmurray
Many manufactured home policies are offered with full replacement cost coverage..some are standard with it ..some treat full replacement as an option..unfortunately a few offer one option for full replacement on contents and a separate option for full replacement of the home...These options are usually very inexpensive..