Insurance on older home

[Bonna Kossart]

I have an 30 year old manufactured home it is insured for $35,000. I was told by my insurance agent that if were damaged and replaced, I would receive only the value of home 30 years old. How much would that be?

[Kenneth J. Quist]

From what you are saying, your agent is correct in that you would receive Actual Cash Value for your home, which is the current valuation. Therefore, insuring it for more than what is worth is extra premium.
In order to get an approximate valuation, I would need the details like manufacturer, model, year and size.

[Sergio H Robledo]

Hello I have a mobil home it was made back in 1969 the make is a (kit) 47 by12
I need to know if I could get a cheaper ins. My Mom is on SSI and she pays to
much on the ins she has covers right now.

COMP MOBIL HOME
COMP UNATTACHED ADJACENT STRUCTURES
COMP PERSONAL EFFECTS
COMP PERSONAL LIABILITY
MED PAYMENTS
MOBILE HOME FULL REPAIR COAST
PERSONAL EFFECTS REPLACMENT COAST
ENHANCEMENT ENDORSEMENT
LIMITED EARTHQUAKE COVERAGE
FLOOD AND RISING WATER COVERAGE
WORKERS COMP CASUAL RESIDENCE EMPLOYEES INCL
POLICY FEE
MIN EARNED PRE


$250 ALL OTHER PERILS
$500 WIND & WATER
10% EARTHQUAKE

Like I said my Mom is on a fixed income and that is to much, The mobil is at
Rowland Hts Ca, The name of the mobil home is HI LEA.

[Kevin]

Give me a call at 1-800-752-2441 and I could give you a quote on a policy and your mothers home. If your mother is over the age of 50 we can offer an AARP endorsed policy with a discount. I write through Foremost Insurance and we are the leader in the mobile/manufactured home insurance business. We are not always the cheapest but I can at least give a quote and advice on insurance for your home so that you don't get a policy that has a cheap premium because the company leaves a whole lot of coverage off from the policy.

[Jean Edwards]

I have a mobile home build in 1976. I want to rent it out but cannot find a company who will insure a mobile home that old if used for rental property. Could you tell me where I might get some insurance for this property?