I recently bought a very nice repo in Wisconsin and was told by the mortgage company that there were back lot rent due of about 1500 that needed to be paid. I paid it and many other fees like late rent fees, garbage and perosnal property taxes past due, which didi amount to about that price. I already own an older mobile in Wisconsin and bought this newer one at a VERY reasonable price, and it was in extremely good condition. The new home seemed to be basically held for ranson from the park until the back fees were paid. I did not want to argue and jeapordize loosing it or having problems when I came to move it out as I was on a very tight time schedule, so I paid the fees just to get the home out. Now that I have it at my plot of land I own, I am wondering if I can ripped off. I know Wisconsin property taxes are not tied as liens on a mobile home, and they are supposed to go with the owners personally, and not the home. I can , perhaps understand back rent, but late fees and garbage fees when no one lived there is a question. The people left several months earlier.
Do I have any recourse on attempting to get some of these fees I paid back, and where should I start? Who can I ask?
These are the questions?
1) Am I liable or forced to pay the past due monthly installment the park collected for personal propert tax that the prior owners did not pay ?
2) Am I really liable for past lot rent and late fees or that amount for monthly installments?
3) Garbage pickup fee when no one lived there?
Again, don't get me wrong, I got a very nice repo and know what back fees the mortgage company told me may be due, and would do it all over again in a heart beat, but I am wondering if the park used me to get their money back when I was not responsible leaglly for it, and what if anything I can do now, assuming I want to persue the matter.
Thanks
Bought home and moved from park
Re: Bought home and moved from park
The mortgage company is responsible for the back fees untill you bought the home from them, so if I was in your shoes I would sue them. I, as a park owner, am sick and tired of these mortgage companies thinking they can leave repos on our lots for free. That is why I file a UCC on every home in my park to prevent this abuse by the finance companies.
Re: Bought home and moved from park
As a community manager, you are absolutely correct! It is up to the community management to contact the finance company and let them know when a person with the lien has vacated the home and the community and let them know that they are held liable! If they do not pay then the community must go after the finance company.
Millie
Millie
Re: Bought home and moved from park
Much thanks to all who poasted back. It's appreciated!
Re: Bought home and moved from park
Duane - just a cautionary note to ask you to be sure you know the laws in your state. In some states, you must notify the lienholder via certified mail if you want them to pay the rent. In other states, you must give them 30 days notice prior to them becoming legally liable for the rent, and if they decide to pull it during that time, they do not have to pay. Also, whether or not you can hold them responsible for back rent that the departed resident did not pay varies by state.
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