The Manufactured Housing Forums

what is the best way to get financing for a MH for a consumer with bad credit. My fiance will be on the note, but her credit is new. It is good there just isnt much there. We need something quick, but finding someone willing to stick their neck out for us is impossible. i have been renting for years and never late or missed a payment. I need some advice but no one seems to be able to help!

The best way is to re-establish your credit over the next year by making all your payments on time and catch up on old balances. It is painfully slow, but it is the best answer.

Hello Jeremy,

If you have been paying your rent on time and auto loans or whatever else this can be used as establishing good credit. Get a letter from you landlord stating you have paid your bills on time. The phone company, utility company and others. A lender will look at this a establishing credit even though it does not appeare on a credit report. Start with local lenders in your area and see if they will accept this.

Randy Eaton