Desperately seeking financing

[Ivra]

Unfortunately I am one of those people with bad credit and I want desperately to have my own home. Due to unforseen circumstances my credit is not good because I had to file bankruptcy(which has been discharged) Am I barking up a tree that I'll never climb or is there hope for me to own my own home? Help Please!!!!!!!

[rmurray]

A manufactured home with land is financed exactly the same as a stick built home..

You have not mentioned if your bankruptcy was a 7 or 13...13''s can be finance even when still in the bankruptcy on the FHA and VA...7's will have to have 12 full months and reestablished credit...all perfect..NO MORE late payments...

If there is a will./..there is a way to have a home with in 12 months...always..