Re: Looking for Lender Who Works with Land/Used Mobile Home Packages

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rickey
Posts: 8
Joined: Sat Aug 31, 2013 4:53 am

Re: Looking for Lender Who Works with Land/Used Mobile Home Packages

Post by rickey » Sat Aug 31, 2013 5:34 am

I like so many have a story to tell. I have a norris sea breeze 1995. I love my home but I lost my wife right after it was paid for in 2008. I have remarried the land was in my late wife's family name. So they don't like I got remarried an want me off the land. I got legal advise an they cant make me move but it not my land.We hade no will. So now I am trying to move. My credit score is 695 my now wife is 795 we found the land in Tn we want. Can do it all for 70,000.00. but our credit union said no loan because they dont do loans to move mobil homes. Need help to move on with my new life. help please.

David Oxhandler
Posts: 1459
Joined: Tue Oct 02, 2007 8:37 am

Re: Looking for Lender Who Works with Land/Used Mobile Home Packages

Post by David Oxhandler » Sat Aug 31, 2013 10:25 am

Let lenders compete for your business. You get to choose from multiple quotes when you Try the MH LOANFINDER SERVICE,

They are a mortgage information referral service that accepts requests regardless of credit history. You may request information for any type of manufactured home finance. Their goal is to provide you with information to make an informed decision for your financial future. you'll save time and money.

You will discover which participating lenders offer the best programs to meet your needs. There is No Obligation. No Initial Credit Check and the Expected time to complete is only 4 minutes. You have nothing to loose and if you can find it any place this is where you will find the financing your searching for.

Take the time and Jump to the LOANFINDER and fill out their short form NOW!
David Oxhandler
[email protected]

rickey
Posts: 8
Joined: Sat Aug 31, 2013 4:53 am

Re: Looking for Lender Who Works with Land/Used Mobile Home Packages

Post by rickey » Sun Sep 01, 2013 4:09 am

I have filled it out thanks David

rickey
Posts: 8
Joined: Sat Aug 31, 2013 4:53 am

Re: Looking for Lender Who Works with Land/Used Mobile Home Packages

Post by rickey » Mon Sep 02, 2013 11:06 am

How long does it take to get a reply

rmurray
Posts: 1086
Joined: Thu May 25, 2006 6:49 pm

Re: Looking for Lender Who Works with Land/Used Mobile Home Packages

Post by rmurray » Mon Sep 02, 2013 11:44 am

Probably after the holiday. Be patient. Land home financing can take weeks to finalize.

David Oxhandler
Posts: 1459
Joined: Tue Oct 02, 2007 8:37 am

Re: Looking for Lender Who Works with Land/Used Mobile Home Packages

Post by David Oxhandler » Mon Sep 02, 2013 4:35 pm

You posted just before a three day week end, when you wont see banks or lender offices working. Give it a few days
David Oxhandler
[email protected]

rickey
Posts: 8
Joined: Sat Aug 31, 2013 4:53 am

Re: Looking for Lender Who Works with Land/Used Mobile Home Packages

Post by rickey » Tue Sep 03, 2013 1:04 pm

got a letter from Quicken loans today

rmurray
Posts: 1086
Joined: Thu May 25, 2006 6:49 pm

Re: Looking for Lender Who Works with Land/Used Mobile Home Packages

Post by rmurray » Tue Sep 03, 2013 10:43 pm

I am glad you already are getting a response, but I doubt this lender will be the right one for you. I hope you hear from some with more manufactured home experience. It will take a very experienced lender to help you through all the steps to finish yours. Most are used to financing after the land has been purchased, improved and home moved and reset. When I was selling we often helped folks through this maze. At least you already have the home but still the steps are many. We used to help the customer to get a long term finance commitment and a construction loan to fund the various steps and help them through a final close when done. By far the easiest way for you to buy would be to consider trading your free and clear home in with a dealer who will help you put all the pieces in place. I will say that most of our construction finance was done by local banks after they were sure of the final refinance to a permanent loan. Most folks under estimate the costs of each of the steps, permits and impact taxes if any can be in the thousands, title searches,appraisals and closing costs WILL be in the thousands, land preparation wells, septic tanks,hookups, driveways, clearing and grading will always be more than folks guess and then moving cost probably will be higher than you might guess.

Good Luck

rickey
Posts: 8
Joined: Sat Aug 31, 2013 4:53 am

Re: Looking for Lender Who Works with Land/Used Mobile Home Packages

Post by rickey » Wed Sep 04, 2013 8:16 am

thanks you for your help iam working with a realtor have water on site & elc.
the land is already for a doublewide just need a septic hookups driveway.
the rest is done. so i really want to keep my house i just remolded the whole house before they told me to get off land. so it all paid for i just dont have
the money like i did didnt think after 20yrs. i would have to move.Not told the kids they are grown an dont want a big fight so trying to get off before anyone finds out what they are doing.I will be fine just cant belive it happening but i had to go on with my life.

rickey
Posts: 8
Joined: Sat Aug 31, 2013 4:53 am

Re: Looking for Lender Who Works with Land/Used Mobile Home Packages

Post by rickey » Wed Sep 04, 2013 8:19 am

Financial Services Unlimited

Lending Tree

MH Loans

Mobile Home.com

Mountainside Financial

JCF Lending Group

CAMHF

Colonial Home Loans

Aaron Financial Services

Peoples Manufactured Home Loans

First Credit Corporation

MobileHomeFinanceOnline.com

Earth Works

US Financial Network - homes located in CA & WA only

this is the list i was given what do you think

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