I need help. I own a 2007 Deer Valley Hampton home.
Link:
http://www.deervalleyhb.com/img.asp?t=2&id=35346
I need help refinancing it. My credit score is over 715 and my wife's credit score is over 640. Our credit scores aren't the problem. Neither of us have ever had a repo. All our bills are paid on time. I've been at my current job for 7 years and my wife had been in her industry for almost 10 years. Our home is in great shape, we have 3/4 acres to include in the refinance, a nice 20 X 16 deck and a metal carport. I backed the skirting with treated plywood before for loan purposes. The problem I have is this, I live in a very rural area and there aren't any comps to compare my home to. I had my home almost refinance at a much lower rate, but the appraiser looked and looked but couldn't find a comp. All the loan companies are fine with loaning me the 80 something thousand for the home but they just can't find the 3 comps that they need. Any ideas, suggestions, or companies. I'm at the end of my rope, I need help.
Help Refinancing
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- Posts: 1
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Re: Help Refinancing
Call a local realtor or 2, they may be able to locate comps that the appraiser cannot!
Hope that helps!
Hope that helps!
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- Posts: 1459
- Joined: Tue Oct 02, 2007 8:37 am
Re: Help Refinancing
Most people turn to a local loan office where they have done business previously. Mobile home financing is different than any other type of home loan. It is important that your lender specializes in mobile home financing. At ManufacturedHomeLender.com they match manufactured housing lenders and borrowers. They offer a convenient way to shop for a MH loan in a secure, pressure-free environment.
The lenders that specialize in MH will have the best availability of appraisers with other MH comps. You don't have to leave home, spend hours on the phone or jump through hoops to get the best rates, because the participating lenders atManufacturedHomeLender.com can do all the legwork for you.
The lenders that specialize in MH will have the best availability of appraisers with other MH comps. You don't have to leave home, spend hours on the phone or jump through hoops to get the best rates, because the participating lenders atManufacturedHomeLender.com can do all the legwork for you.
David Oxhandler
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