The Manufactured Housing Forums

hello all...

Well before my wife and I expanded our family (baby due after Christmas), we purchased a very nice brand new 2005 Skyline Homette 14 X 70 with all the options. It is quite nice and we are very satisified. It is financed for 20 years at around 10% interest. My FICO was checked today and it is 620 (Transunion). I paid off massive credit card debt and my FICO has increased 90 points in 6 months. So I am predicting (all things being constant) that my FICO will be in the upper 600's - lower 700's within a year or so. And that is when I am planning to make a move.

We will be needing more space and we are considering selling this home (or trading it in) and buying a double wide and putting it on a basement. We are dealing with the same dealer (Hartzlers in Dover Ohio--Great Customer Service). I have even pondered putting a basement under what we have and adding on by about 500 or so sqare feet.

Should we go the x-tra mile and get a modular or would it be safe to stay with a double (oh yes...if we get a double we are ordering osb wrap and tyvek for an extra 1000 dollars) or put a basement under the existing trailer and adding on.

So....here are my options

1. Keep the trailer and place a basement and add on?
2. Sell/trade the trailer and put a Double wide on a basement?
3. sell/trade the trailer Modular Home?
4. Sell the trailer and get a Stick Built?

Any suggestions....any input....any ideas would greatly be appreciated.

Thanks.

Grant
Ohio

The route to go would be to sell the home...trading is probably NOT an option for this new of a 20 year loan...Even selling it might be a task..I am not sure about your area..but in general stick built will cost about $110 /sq foot...A better quality modular will be about $80/ sq foot and a very high quality manufactured home will be about $50 / sq foot...Your choice will be a very small stick home or a much larger manufactured home...
'
By the way you will have a better time selling if you call the home by its proper name..a single section manufactured home...Trailers are to haul cows and horses in or carry a boat on.....

Sell your manufactured home online. The Manufactured Housing Multiple Listing Service has emerged as the web's number one most popular destination for buyers searching for a manufactured home and the easiest place in the world to sell. Here are three links that you can follow for FREE assistance selling your manufactured home.
1 - Read our "Guidelines for Selling Your home on Line" This section will show you the best way to structure your FSBO listing to get the best responses from home shoppers
http://mfdhousing.com/portal/fsbo/mlsguidelines.php
2 - Thousands of sellers before you have also had lots of questions. We maintain an online forum to help sellers. Read thru the postings from sellers and our team of experts on the MH Multiple Listing Service Help Desk at THE MLS HELP DESK
3 - Send a help request to the MLS Listing Manager [email protected]