The Manufactured Housing Forums

I would like to move my modular home (currently on leased land) from Colorado to Iowa. I currently have a mortgage. Do I need permission from the financial institution to move my house? ... Or would I have to arrange new financing for the move. I don't know much about this process, so any info would be helpful.
Thanks,
Julie

your mortgage lender would definately have to be notified. It would be up to them whether they continue to carry the loan. Call them and ask them. Can I ask you why you are willing to undertake such an ambitious project? Can you sell it before moving to Iowa? You say its a modular home, how many sections does it have? A singlewide is one move. Adoublewide is two moves. A triplewide is three moves. A modular in my estimation is four or more moves. Take that times $5 or $6 a mile. How far is the move? 800 miles? 1000 miles? more? It cost that much to move because permits have to be gotten. Pilot cars have to be hired. And then you have to add for tear down and setup. Plus before the house can be tore down you have to empty it of all your possesions and move them separately leading to more expense. I'm just guessing but this move could wind up costing you $25000-$30000. No joke. And not to make it worse but what if something happens to one of the sections while being transported? I don't mean to impose on your business, you may have a very good reason for doing this. I'm just offering a little more info then you may have considered. I once moved from Ohio to Wyoming. I didnt move the house but I packed everything i owned in a big uhaul truck and left for the big sky country. The truck broke down twice. It was a long 2500 mile trip. I was stressed and completely worn out. When I moved back to Ohio I decided to sell everything I had first. I had to start over but believe me it was completely stress free. Hope i've been helpful.

Our home is currently on leased land and we have not bee able to sell it. We are just kind of exploring the idea of moving it. We found a lot for $13,000 with utilities, and we have a rought quote of $8,000 to move it. This does not include set up at the new site or footings. It also would not include permits, etc.
Our hope is that if we move the house to Iowa, then we can either sell it or sell the house we live in now and not be financially burdened with two mortgages, plus a land lease. Thanks for your information.

I recently made the decision to move a used manu home on to my property. It is a '95 Silvercrest,(28x56) and had been used lightly by a friends' mother from the time she was 81-87, at which time she died, and the hardship variance for the home being on their property expired.The home cost me $25,000. Unfortunately, this process has been a nightmare. My move was 200 miles, and the trucking costs were $4800. The tear down and set up was originally quoted at $6000- but everytime I turned around they asked for extra fees ( I admit, it was a very difficult installation) The cost of excavation and removing the debris that resulted when my previous home burned to the ground was $7500, and the perimeter foundation work was $6800. Any ways, there have been so many unanticipated problems, that I really regret I have done this. The house has been on my property for 27 days, and it is still not plumbed or hooked up to electric etc, and I am losing hope. One reason is that it is not profitable for the crew to work on it, and they are moonlighting - and the demands for manu homes in this area which has a mild climate are so great, that I am always at the end of their to-do list.When they went to tear the house down they found themselves literally knee deep in excrement. The sewer pipe had never been hooked up properly, and yesterday they found that none of the plumbing pipes had ever been glued, but only fitted together, this led to them needing to redo the entire plumbing at my cost.I could go on and on about the problems, but I think this might be enough to discourage you? I anticipate my final costs will be in the $75,000 range, so I don't think I accomplished the "good deal" I was looking for...So, buyer beware....Good Luck.