Help!!

[David Oxhandler]

Each state has it own rules for retirement of a MH title. Most have a process where you can reactivate the title if you are removing the home from the real-estate. There is a crazy patchwork of different procedures and practices in different states. To discover the process in your state contact the department responsible for issuing MH titles.

If the home is financed with the land there is a good possibility that the title was retired wen the selling dealer or real-estate closing company did the original paper work. In that case the owner should have been given a copy of the states certification of title retirement, at closing.

When the mortgage is paid off the owner should get a satisfaction of lien from the lender. In "deed of trust" states the owner gets the deed back form the lender. .

Lenders are bogged down in a landslide of foreclosures today. Don't assume that they will just do the "right thing" for you. It is important that the owner follow the paperwork and be sure that the local office where deeds are recorded gets the updated documentation.