The insurance companies took a beating in Florida last year and in the Central Gulf this year. At this moment, it is difficult to get coverage in these areas. This is not just a problem for mfd housing. All insurance that covers wind damage in Florida and the Gulf States has become a problem.
We saw this same problem after Andrew. But, after a few years of no serious hurricanes the insurance companies returned and prices stabilized. Lets hope and pray this is the first in a long string of years that we avoid destructive storms.
We have a new partner in Florida who is writing insurance. You can contact them by filling out the free quote request at www.MobileHomeInsuranceQuote.com The only source at the moment is Citizens - the state pool - You need to expect that the cost will be higher than before... What we were paying before has very little to do with the current market. While the insurance bill is a shock if you think about it alot more than insurance has changed. When I paid for insurance last we were paying considerably less for gas, electic, food... these days the cost of everything is jumping up to new highs.
I raised my deductible to soften the new pricing impact a little. My new premium, at an additional $200 per year really only amounts to only three dollars and change per week. While I would rather not give this extra money to insurance this seems to be a very reasonable alternative for me to the nightmare of not having insurance.
Thanks for visiting us on line. Watch WWW.MOBILEHOME.COM and we will keep you up to date on this state wide crisis.
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