The Manufactured Housing Forums

I own a 1971 Double Wide Mobile Home on five acres in Roseburg Oregon. This home has been 'COMPLETLEY" upgraded including a new Stem Wall Block Foundation, 6x6 Wall Studs R-21 Installation, Hardy Plank Siding etc. Nothing was overlooked in this remodel. But I'm having difficulty in finding a lender who will refinance this property. It is located in a VERY prime Roseburg location I'm looking to pay off the First TD and some credit cards.

Any suggestions?

Grant

Pre code homs are not easy to finance or refinance. You might try submitting the form at ManufacturedHomeLender.com . They offer a free service and match manufactured housing lenders and borrowers. The contacts from that form are shared by a dozen lenders offices so participating lenders who offer programs and rates to meet your needs will contact you.

National lenders are not comfortable with pre-code homes because they have no way to know the quality of what they are financing. You might want to talk to the local banks and S&Ls as they know your market and will understnad the value of the locaiton.

I financed my 1976 DW with no problems through a local bank's mortgage company so it can be done. I did/do have a very good relationship with the bank which I am sure helps. I know my CU will not finance MH, modular or log even if you are a strong buyer so you will need to shop around.

I have a 1969 double wide trailer, been remodeled and is sitting on 1 acre of horse property in Helena ,mt I am looking to refianance to pay off the 1st deed and some credit card debt. Thanks for any help.