foundation with wood pads?

[TC]

I finally recieved an estimate from the foundation/set crew for an fha foundation. Its $10,600 for a foundation that includes wood pads and excludes cement piers. This doesnt sound good to me, but I dont know much about foundations. Am I getting *&%$ here? IS wood a good product to use for a foundation. She quoted 164 wood pads...is that unusual?
Im supposed to submit this to the lend tomorrow, any suggested would help.
Thanks, TC

[rmurray]

I posted another reply in the other forum..

I did not comment on the wooden foundation...they are not used here in the SE...bugs..even on treated ground would make it nothing but a large lunch table..