Search found 116 matches

by Celtlund
Sat Feb 28, 2009 12:34 pm
Forum: Ask The Manufactured Housing Expert
Topic: They are asking $129,000 what should I offer
Replies: 3
Views: 1524

Re: They are asking $129,000 what should I offer

I can't either. We bought a new 2200 sq. ft. four bedroom, two bath with many upgrades, 1 acre of land, and the septic etc. in northwest Louisiana for about $139,000.00. I'd never buy a 31 year old MH and I would never again buy one in a a park. As a rule of thumb, offer 5% less than the asking pric...
by Celtlund
Sun Sep 07, 2008 11:31 am
Forum: First Time Home Buyers Forum
Topic: Finally almost there and thank you.
Replies: 1
Views: 1433

Finally almost there and thank you.

After literally years of research and looking for a MH for retirement we are almost there. First of all I want to thank everyone on this site, especially Mr. Murray, that have answered my questions in the past. (I'm AKA Kevin C because of self inflicted log in problems.) Special thanks to Mr. Grisso...
by Celtlund
Sat Jul 12, 2008 4:11 pm
Forum: First Time Home Buyers Forum
Topic: Mortgage idustry problem hitting new buyers?
Replies: 1
Views: 1060

Mortgage idustry problem hitting new buyers?

I was working with a broker and he offered me two different loans, one was a USDA Rural Development loan and the other was a conventional. I have an excellent credit record, good scores, good income, and low debt. On both loans I wanted to pay 20% down, use about $9,000.00 equity I have in the land,...
by Celtlund
Wed Jun 25, 2008 5:11 pm
Forum: Ask The Manufactured Housing Expert
Topic: trying to understand financing for MH
Replies: 4
Views: 1301

Re: trying to understand financing for MH

I am not having a problem finding financing. I have some property we purchased about 18 months ago and are now looking to get pre-approved for the home and setup costs. I used the loan finder here a few days ago but haven't had any responses yet. I contacted the real estate agent that sold us the pr...
by Celtlund
Sun Jun 08, 2008 4:18 pm
Forum: First Time Home Buyers Forum
Topic: Credit scores and mortgage brokers
Replies: 4
Views: 1759

Re: Credit scores and mortgage brokers

Thanks for the explanation Murray. I'll submit my information in a couple of days. I've also purchased the updated edition of Grissom's book. I've read the old edition
but need to "arm" myself with the latest information.
by Celtlund
Sun Jun 08, 2008 1:20 pm
Forum: First Time Home Buyers Forum
Topic: Credit scores and mortgage brokers
Replies: 4
Views: 1759

Credit scores and mortgage brokers

I have two questions; The first concerns credit scores. I went on line today to check my credit report and get my credit scores. On Trans Union and Experian I got scores of 880 and 885 and noticed that their highest scores run up to about 990. Equifax gave me a great score of 793 and I noticed their...