The Manufactured Housing Forums

My 1996 Cavco would not qualify for a reverse mortgage because it is not VA passed. Most calls I have had from so called Govt do not cover manufactered homes PERIOD. Most banks want them newer than 10 years. I can't get mine refinanced because it is upside down. I owe 45000 at 9% yet.

Check with your insurance first. Also your county/city planning Most companies do not let you change the home until it is paid off. Then they have special rules about attaching anything. I know of a person who put two homes together and the insurance would not cover until they separated them again.

RUN TO YOUR COMMISIONER OF INSURANCE AND FILE COMPLAINTS. I wish you could get a consultant to help figure out how this happened. He might be able to check your insurance policy and find a way they have to pay in his report. MOST STATES THE ATTRONEY GENERAL WILL NOT HELP EITHER. WE NEED A CONSUMER A...

we purchased a 1998 Cavco, {we thought} they delivered a 1996 and Clayton promised us a NEW warranty: 1. If you move it ALL WARRANTY is null. It usually tells you in that contract. 2. If you have shingles blow off in the first 5 years, report it to your insurance every time. If you try to get your 3...